WELCOME TO HIGH DIVIDEND BANKING!
HD Banking is the perfect combination of accounts for our electronically oriented customers.
Use HD Checking to manage your monthly bills, and start building money for a rainy day with HD
Savings. When your HD Savings balances get high enough, you could earn even higher
guaranteed rates on CDs. It’s a complete savings system!
Convenience: A checking account with all the electronic bells and whistles
Flexibility: A savings account that earns a great rate and keeps your money liquid (transfer between accounts as needed)
Security: Fixed rate savings CDs that will grow for retirement or some other need
EARN A BONUS RATE OF 2.50% ANNUAL PERCENTAGE YIELD (APY) ON YOUR SAVINGS
It’s the smart way to earn an attractive interest rate when you use a few of our electronic banking
services and set up an automatic monthly savings transfer.
Examples: Monthly investment for five years
$25 a month over five years = $1,596.04.
$100 a month over five years = $6,384.10
$250 a month over five years = $15,960.12
HERE’S HOW IT WORKS
Step 1: Open a HD Checking Account
Benefits:
— Free Online Bill Pay
— Free E-statement
— Debit Card (no charge when you use it 10 times/statement cycle)
— Free Checks
— Free Safe Deposit Box (1 year)
— ATM fees refunded (for first six months the account is open - must bring in receipts)
— E-newsletters with bank specials
— No minimum balance; $100 required to open account
Step 2: Open a HD Savings Account
— No minimum balanceStep 3: Make a regular transfer from HD Checking to HD Savings once a month, along with
— $50 required to open account
— Easy access when you need the money
getting combined E-statements and you’ll earn interest at a great rate: 2.50%APY**
— On your balances up to $10,000
— On balances over $10,000, you earn the Regular Savings rate
— Rate effective as of May 1, 2009 and subject to change**Fees can reduce earnings
BANK FROM ANYWHERE
— Free Online Banking lets you transfer money, get balances, make loan payments and more from anywhere in the world!
— With Free Online Bill Pay, you have the control to pay anyone at any time, at the click of a mouse.
— Save paper with Free E-statements, and get your statement electronically
— much faster than mail.